Unlock institutional debt
Specialised reporting gives lenders the confidence to fund e-mobility assets, opening the door to affordable, scalable capital.
Data & AI infrastructure for mobility finance
Powering the Growth of Sustainable Mobility
Ayni operates a continuously learning intelligence platform sourced with live e-mobility asset data and provides institutional capital the analytics they need to support the financing and growth of the industry.
Live telemetry
FinancialOperationalBatterySpatialBehavioural
UK · EU · US
01The platform
A single data and analytics infrastructure that sits between mobility stakeholders and institutional capital
Lenders can't fund what they can't see. Ayni sits between connected asset portfolios and institutional capital, analysing up to date operational data and producing independent reporting, monitoring and servicing output that make e-mobility assets fundable.
Operators & OEMs
Connected fleets in the field, generating value every day.
- Vehicle telemetry
- Operational data
- Financial performance
Ayni Platform
- Data ingestion & monitoring
- AI-powered analytics
- Independent reporting
- Shadow & special servicing
Institutional Capital
Private credit and bank financing deployed against transparent, independently monitored assets.
- Asset-backed facilities
- Portfolio visibility
- Protected downside
Real-time, asset-level analytics
Direct operator data feeds enable portfolio-to-single-asset tracking, geo-location and early-warning indicators.
Shadow & special servicing
Ayni integrates with operator functions, and can step in as Special Servicer to protect assets if a default occurs.
02The intelligence engine
Building an intelligence engine designed to support financing of sustainable mobility
Financing isn't just about capital — it requires a continuous stream of high-quality data that can be used to enhance analytics. Every platform asset feeds a living digital twin: its financial performance, operational history, technical condition and predicted future behaviour in a single model. Better predictions mean stronger underwriting, and stronger underwriting finances more assets — a flywheel that gets harder to replicate with every turn.
D1
Financial & Commercial
Lease performance, repayments, revenue, realised residual values.
D2
Operational
Maintenance history, component failures, repair costs, downtime.
D3
Battery
State of health, degradation, charging behaviour, replacement timing.
D4
Mobility & Spatial
Routes, demand hotspots, geofencing, deployment across cities.
D5
Behavioural
Riding patterns, handling, parking compliance, utilisation intensity.
Asset intelligence
Know what every asset is worth
- Residual value forecasting
- Remaining useful life estimation
- Battery replacement timing
Credit intelligence
See risk before it materialises
- Dynamic probability of default
- Early-warning indicators
- Recovery forecasting
Network intelligence
Deploy capital efficiently & effectively
- Operator & city selection
- Fleet sizing & vehicle allocation
- Capital deployment timing
Portfolio intelligence
Continuous monitoring
- Stress testing & scenario analysis
- Expected-loss forecasting
- Anomaly detection
03Who we serve
Built for the whole mobility ecosystem
Operators
Fleets deployed into the gig economy, last-mile delivery, ride-hailing and shared mobility — unlock affordable, institutional-grade financing for your vehicles.
Private Credit & Banks
Controlled exposure to a fast-growing asset class — with standardised analytics, evidence-based underwriting and continuous portfolio transparency.
OEMs
Manufacturers of eScooters, eBikes, eMopeds, robots, drones and autonomous vehicles — expand customer outreach and sales through sponsored leasing programmes and supporting third party financings for your customers.
Specialist Expertise
Experts in shared and future mobility assets as well as finance & technology.
Global Scope
UK, EU and US coverage — and more to come.
Trusted Partnerships
Leading asset-backed funders and mobility operators.
ESG Alignment
Financing sustainable mobility assets.
04Our vision
Becoming the Operating System for Intelligent Mobility
Institutional asset finance is the starting point, not the destination. The same intelligence platform that underwrites assets today extends naturally across the mobility ecosystem — and the architecture is built for every connected asset that generates longitudinal data, not just two-wheelers.
Our mission is to accelerate the adoption of intelligent, light electric transport in urban settings by applying proprietary data-driven AI models.
Shared mopedsCargo bikesLast-mile delivery fleetsCommercial EVsAutonomous platformsCharging infrastructureBattery storage
05News
Industry news
Goldman Sachs backs Ryde in a landmark deal for micromobility
Goldman Sachs is leading a new investment into Ryde, as early backer Equip Capital exits with an exceptional return after four years.
Shares in Uber-backed Lime climb after it raised $167mn in IPO
Bike and scooter group’s shares were initially priced at $25 in deal underwritten by Goldman Sachs, JPMorgan and Jefferies
Voi reveals “no concrete plans” for IPO after strong Q2 results
Voi has revealed that an IPO is not on the horizon for the Swedish shared micromobility player in the near future.
45K New Vehicles, 22% Margins : The Shift in Dott's Q2 2026
Is shared micromobility finally learning to grow without burning through cash to do it? Dott's preliminary Q2 2026 results show Adjusted EBITDA up €7M to €11M and margin expanding to 22%, even as its fleet shrank 12% YoY.
Lime clears long-term debt following IPO
Lime has emerged from its IPO with a stronger balance sheet.
Inside Google’s $200bn Wall Street finance machine for Anthropic
Private credit, chip leases and data centre guarantees underpin a vast new model for AI spending
06Team
Leadership across finance, mobility and technology
Vincent Heilbron
CEO
Exited entrepreneur, former Clinton Foundation and co-founder of UNOCO and CEO Europe at Vita Coco.
James Simeons
Head of Capital Markets
Capital markets and treasury specialist with 25+ years across banking and FinTech.
Romualdas Sostakas
Head of Credit
Corporate banking, credit and risk specialist with expertise in specialty finance.
Alesis Novik
Head of Tech
Exited tech entrepreneur with experience building world-class teams and products.
Kasper Zwetsloot
Head of Operations
Operations and product executive with vast experience in mobility and logistics.
Ready to discuss Ayni?
Whether you operate fleets, build vehicles or deploy capital — we'd love to hear from you.
Contact us